Annuities

A Gleaner fixed annuity provides a safe, no-risk investment with stable growth and a guaranteed rate of return that can offer protection and a sense of financial security in times of economic volatility.

Additionally, earnings in an annuity are not taxable until withdrawn.  This tax-deferral element can make a significant difference in the growth of an annuity.

Gleaner offers an attractive and competitive portfolio of flexible and single-premium, tax deferred annuity products that feature:

• competitive accumulation rates
• surrender charge periods that range from three to eight years
• the ability to withdraw up to 10% of the accumulative value without a surrender charge
• no annual maintenance fees

Through our annuities, we are able to offer various retirement savings plans including:

• Traditional IRA
• Roth IRA
• SEP IRA
• TSA/403(b)
• non-qualified

Settlement options offered with our annuities include fixed period, fixed amount, life only, life and period certain, and joint income.

As a Gleaner term life certificate holder, you are automatically eligible for our many valuable membership benefits.

Product Details

These documents contain a general description of coverage. A complete statement of coverage is found only in the certificate.

Harvest 3     Harvest 5     Harvest 6    Harvest 8 

For "Advantages of the Tax Deferral Plan" click here. For more information, request an appointment  with a Gleaner representative.